Saturday, April 19, 2008

Sex and Money

I'm not saying they necessarily go together...

But they happen to be the topics of the two newest articles in our growing library.

They are kinda how-to ish: how to have better sex, how to make better financial decisions. So they sort of go together.

Happy Couples, Happy Planet!

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Tuesday, December 19, 2006

Articles to help

It looks like we've been focused on the holidays, neglecting to post. Truth is we've been over at our new version of this blog.

There are several new posts there. Probably more interesting is our new library of marriage articles at CouplesQuestions.com.

Currently, you'll find:
We've got three others pending, including one on what one couple learned in premarital counseling.

And we are always open to your suggestions. Heck, write for us if you are a decent writer and know something related to marriage!

Happy Couples, Happy Planet and Happy Holidays!

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Friday, December 15, 2006

How to save money on your wedding

No doubt about it, weddings are big business.

The average wedding in the US is over $22,000. In Canada, it is over $18,000, in the UK over 17,000 pounds and in Australia over $28,000! Our own wedding cost us about $6,000 or $7,000. As relatively cheap as that is, we were amazed at how fast the price tag grew beyond our original budget.

The good news is that there are plenty of ways to save money on your Big Day.

So we approached a couple of ‘frugality and wedding experts’ for some tips.

The result is the third article in our budding library of marriage articles on CouplesQuestions (the site, that is, rather than the blog).

Saving Money on Your Wedding was written by Darsi at Frugal Bride. The site is one of Canada’s best-known wedding websites, so we are pleased to have their expert contribution.

The figures for cost-of-wedding come from another great site, the Bargain Queen blog from downunder.

We get a fair amount of interest in how to save on wedding costs, so more on this topic soon. We promise!

Happy Couples, Happy Planet!

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Tuesday, December 5, 2006

Financial goals for couples

Probably the best path to financial stability and health is the pay-yourself-first strategy.

If you are not familiar with it, here's the short version:

  • Every pay day, you put aside a certain amount for savings before you pay any bills or buy anything whether a necessity or a luxury.
  • The aim is usually to be putting 10% away all the time.

There are two books we'd recommend that spell it out in greater detail and both are easy reads that are well worth the time. The Wealthy Barber is absolutely excellent; The Richest Man in Babylon is justifiably a classic.

But what if you can barely save anything, let alone 10%? How to get started?

Start small. If you can't put away 10% of each pay check, then start putting away 2% or 3%. The amounts might be too small to justify a trip to the bank each time, so put it in a piggy bank or cookie tin. Go and deposit it in the bank when your stash gets big enough to make the effort worthwhile. That way you get to see progress and you get into the habit.

Then... increase the amount once you are used to living on a little less. One couple we met a few years ago had retired with a heck of a nest egg (and a paid off house). They started the simplest way imaginable: every time they got a raise or a bonus, they saved half of it and kept saving that amount. That way they got more to spend to live on each year, but the amount that they were saving went up and up and up over the years.

Happy Couples, Happy Planet!

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